SSS #194: F-You Money


Had tacos with one of my college roommates last night.

I've probably seen him 4x in the past 10 years, but we picked up right where we left off.

Those are the best types of relationships.


Livin La Vida Luna


We spontaneously caught a car show in Summit last weekend and capped it off with brunch at The Committed Pig. It was an awesome Father's Day.


This was my favorite car. The license plate says it all.

F-You Money

FU Money
FU Money

On the surface, F-You money seems like some arbitrary number in a bank account - the point at which your personality sours more with each incremental dollar earned.

Scrooge McDuck is F-You Money personified.

Scrooge McDuck
Scrooge McDuck

Recent events have changed my mind.

For me, F-You Money is more of a mindset. It's planting a flag in regard to what type of inconvenience you're willing to tolerate for the sake of money.

For example, let's say you had to wait in a 30-minute line to receive a free Slurpee on 7/11 Day. It doesn't take Scrooge McDuck's level of wealth to say, "F-That".

Nor does it require sitting on a fortune to fill up your tank at the next gas station you pass instead of driving 10 minutes out of the way to save 5 cents per gallon.

It shouldn't come as a surprise when I say I've almost always been driven by money. But recently, I've made some decisions that didn't make sense for my bottom line.


On my current new construction project, we ended up getting bids from 2 different framers.

One was charging $25K and the other was charging $28K. The less expensive framer was abrasive. The more expensive framer was kind and amenable.

To my surprise, I chose to work with the more expensive framer simply because I liked his vibe more.


Now that we're nearing the end of the new construction project, I'm starting to interview agents to represent me.

I've been putting this one agent on a pedestal because it seems like everything she lists in town gets sold quickly over ask.

I invited her to tour the project with me on Thursday and it wasn't a pleasant experience. She questioned almost all of my decisions from the floorplan to the design.

Achieving the highest possible outsell price became much less of a priority when I realized I'd have to pay her 10s of thousands of dollars for her services.

I'd rather sell for slightly less and have the fee go to someone I can see myself building a long-term relationship with.

Stating the Obvious

If what I'm saying today sounds like I'm stating the obvious - you probably have a healthy relationship with money and well-established boundaries.

It took me way too long to come around to this way of thinking. For as long as I can remember, I'd tolerate almost anything if it meant more money in my pocket - even if it meant being treated poorly.

Again, I'm realizing my version of "F-You Money" is not a specific dollar amount. Instead, it's the point at which I feel comfortable saying no to being inconvenienced for the sake of money.